Personal Insurance provides financial security for you and your family. This type of coverage protects you from potentially devastating financial loss that you may be unable to afford on your own. Losses can be caused by theft, fire, natural disasters, death, accidents, lawsuits and illness.
The most common types of Personal Insurance coverages purchased:
Personal Insurance coverage also provides an opportunity to do things you may otherwise not be able to.
For example, in most states, Auto Insurance is required if you want to drive a car. Auto Insurance makes you a more responsible driver by ensuring you can cover any costs that may arise from a car accident that you are found at fault. Some of these costs can include, physical damage for you or the third party’s car and medical fees for you or a third party.
Another coverage many people have is Homeowner’s insurance. If you plan to purchase a home, you will need to protect against unpredictable events such as a house fire or flood.
Besides the type of policies you can purchase, there are also different amounts of coverage you can buy. The amount of coverage is generally determined by how much you are willing to pay, the selected policy limits and deductibles. Usually, the higher the deductible, the lower the premium.
We understand insurance policies can be overwhelming and intimidating and we even struggled to know which policy was the best value which is why we created a simple process that has helped over 5,000 clients to feel confident, secure, and satisfied they have the right insurance at the best value.